Tax grab will push 400,000 mid-income earners into top band
Cuts in pension relief could hurt teachers and civil servants, while rise in income thresholds will also hit better offGeorge Osborne gave with one hand – a surprise £1bn tax giveaway for working...
View ArticleSavings rates at all-time low – so where can you stash your increased Isa cash?
The Isa allowance is being raised – in time to coincide with plunging interest rates for new as well as existing saversThe amount of cash you can stash away tax-free is to increase by £120 a year from...
View ArticleGovernor Money stops accepting new savings
Fresh blow to hard-hit savers as Governor Money closes to new deposits and blames Funding for Lending schemeA website that helped savers find the best interest rates for their cash has stopped...
View ArticleThe best savings accounts for rate chasers in 2013
You'll be hard pushed to find exceptional savings rates in the new year, but here is a selection of the best accounts currently availableYou've given up alcohol for a month, resolved to take a packed...
View ArticleIsa providers battle to avoid being best-buy
Savers are being hit by further rate cuts, with the banks no longer in need of their money to prop up balance sheetsBanks and building societies have begun 2013 by slashing interest rates and...
View ArticleInterest rate on best-buy Isa drops below 3%
Coventry building society withdraws Isa paying 3.10% and launches 2.8% dealThe interest rate on a best-buy Isa has dropped to less than 3% for the first time since the tax-free savings accounts were...
View ArticleSantander Isa causes six-month saga
Bank finally admits to a catalogue of errors, then has to be chased for a goodwill chequeMy 92-year-old father tried to open a two-year fixed-rate Isa with Santander on 20 June. After months of errors...
View ArticleBest cash Isa rates – but grab them fast
With the outlook for the current Isa season described as gloomy, we trawl the best buys for limited chinks of lightWith just weeks to go to the end of the tax year, you may be trying to make the most...
View ArticleNatWest sent us from pillar to post over Isa cheque
My 93-year-old mother closed her Isa account in December 2012 but is still waiting for her payment of almost £40,000Can I ask whether it usually takes more than a month to close a NatWest account? My...
View ArticleCash Isas: the best of a bad bunch
The end of the tax year usually heralds the best cash Isa rates. Amidst a poor crop, we go in search of the elusive good deals• More savings news and featuresPity poor savers. Their lives have gone...
View ArticleCash Isa rates improve as Santander launches new range
Long-suffering Isa savers are finally seeing rates edge up. We round up the best of themSavings rates have taken a hammering ever since the Bank of England slashed the base rate to 0.5% four years ago...
View ArticleShould we overpay our mortgages or save into Isas?
Q My three current mortgages, totalling approximately £348,000, all have 14 years and five months to run, and are all arranged on a capital repayment basis with an interest rate of 2.5% and total...
View ArticleBanks and building societies give flawed advice on Isas, study shows
Of 180 advisers in Which? survey only 28 gave full correct answers on transfers, with HSBC and Yorkshire doing worstHow do you transfer your old cash Isa to a new provider? According to one RBS...
View ArticleShould I give Isa caller the cold shoulder?
Cold-caller offered me 4.85% on my cash Isa but I'm worried it could be a scamI have been called by someone called Andrew White, working for De Vere Group. He said this was part of the hotel chain and...
View ArticleBest cash Isa deals: where to find them
Savers face a wide range of cash Isa offers on the market, so take time to pick the right oneWaiting for the 2013-14 Isa season to start has been almost as frustrating as waiting for spring to begin....
View ArticleThe Isa deadline: act now or lose out
Read our guide to your 2012/13 Isa options – plus all the latest on which providers are open whenThe deadline for using this year's Isa allowance is looming. If you have yet to use any or all of the...
View ArticleIt's the new Isa year – so where should you put your cash?
Savers looking for the best rates for the 2013/14 Isa year will benefit from the 'battle of the building societies'Savers looking for the best rates in the new tax year for either an Isa or a standard...
View ArticleGovernor Money stops accepting new savings
Fresh blow to hard-hit savers as Governor Money closes to new deposits and blames Funding for Lending schemeA website that helped savers find the best interest rates for their cash has stopped...
View ArticleThe best savings accounts for rate chasers in 2013
You'll be hard pushed to find exceptional savings rates in the new year, but here is a selection of the best accounts currently availableYou've given up alcohol for a month, resolved to take a packed...
View ArticleIsa providers battle to avoid being best-buy
Savers are being hit by further rate cuts, with the banks no longer in need of their money to prop up balance sheetsBanks and building societies have begun 2013 by slashing interest rates and...
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